Standard home and auto policies have liability limits — but serious accidents can exceed those limits quickly.

A personal umbrella policy provides an extra layer of liability protection above your home, auto, landlord, or other underlying policies. When those limits are exhausted, your umbrella coverage steps in.

For many families, it’s one of the most affordable ways to protect long-term assets and future earnings.

Why Consider Umbrella Coverage?

Unexpected situations can lead to significant liability exposure, such as:

• A serious auto accident
• A dog bite claim
• An injury on your property
• A rental property liability claim
• Damage that spreads to neighboring homes or units

Umbrella policies typically start at $1,000,000 in additional coverage, with higher limits available.

They may also cover certain claims not included in your underlying policies and typically include legal defense costs.

Contact Sandoval First

If you have assets to protect — including your home, savings, or future income — umbrella insurance may be worth reviewing.

At Sandoval Insurance Agency, we’ll evaluate your existing liability limits and determine whether additional protection makes sense for your situation.

📍 Chickasha Office
416 Washington Ave., Chickasha, OK 73018
📞 Chickasha Office: 405-302-8324

📍 Lawton Office
1411 W. Gore Blvd., Lawton, OK 73501
📞 Lawton Office: 580-353-0333

Call now for assistance.